Terms of Use

By using this website, you agree to the following terms.

1. Information Only

Pathway Protection provides general information about income protection insurance and connects users with FCA-authorised advisers.

We do not provide financial advice directly.

Any advice you receive will be provided by a regulated adviser.

2. No Guarantee

Submitting your information does not guarantee:

• Acceptance for an insurance policy
• Specific pricing
• Approval of cover

All decisions are made by insurers and authorised advisers.

3. Accuracy of Information

You agree to provide accurate and truthful information when submitting forms.

Providing false or misleading information may affect your eligibility for insurance products.

4. Third-Party Advisers

We are not responsible for:

• Advice given by third-party advisers
• Insurance application outcomes
• The conduct of third-party firms

Advisers are independently authorised and regulated by the Financial Conduct Authority (FCA).

5. Intellectual Property

All content, branding and materials on this website are owned by Pathway Protection and may not be reproduced without permission.

6. Limitation of Liability

We are not liable for:

• Any financial losses arising from reliance on website information
• Decisions made based on adviser recommendations
• Indirect or consequential losses

Nothing in these terms excludes liability where prohibited by law.

7. Governing Law

These terms are governed by the laws of United Kingdom.